For People Earning Way Too Much To Be Living Paycheck-To-Paycheck...
How To Master Your Money
With My Proven 4-Step Cash Flow System
In 90 Days Or Less!
Learn The Exact System We Use To Help Our Students Gain 100% Clarity & Control Of Their Money And Begin Saving An Average Of $1,000+ Every Month...
And If It Doesn't Help You Start Saving AT LEAST An Extra $500/Month Within 90 Days - It's Free!
Cash Flow Is The Key To Achieving EVERY Goal
Paying Off Debt
Building Savings
First Home
Retirement
...and so much more!
Stop Moving Sideways And Begin Building A Better Future Today
Dear Reader,
If you want a guaranteed way to take control of your money, start saving hundreds - even thousands - of dollars every month to begin building your dream life - without having to completely sacrifice your lifestyle along the way, this might be the most important letter you'll read today!
Here's why...
If you're reading this, there is a high chance that you are moving sideways financially...
You are making good money, and you're wondering what happens to it every month!
And if you're not careful, you might end up like 70% of Americans that will never reach financial freedom or build the life they've always dreamed of...ever!
How do I know this?
Because that is EXACTLY where I was headed just a few years ago...
To give you some background, my then newly wed wife and I moved into our first apartment together in the summer of 2014.
Young, in-love, and broke!
Our apartment was empty...
We were $70,000 in debt, and we had $200 in our bank account.
Truth is, I felt like a complete failure.
The way I was managing our money was getting us nowhere - fast!
I remember I would wake up nights asking myself questions like:
How will we ever pay off these debts?
How will we start saving for retirement?
Are we going just have to work forever?
Am I just going to always be stressed about money like this?
I felt stuck...
I knew I had to make a change, but how?
I had spent several years prior to this point studying everything I could find...
Testing every budgeting app available. Listening to all the "gurus." You name it!
Yet I still ended up in this financial hole...I had given this a shot before, many times before.
But the options out there were not coming together in such a way that were getting me the results I needed.
That's when I decided that I was going to create my own system for managing my money - using all the good I had learned over the years, and leaving out all of the things that were not helping.
Why This Matters To YOU...
70% of Americans Are Living Paycheck-to-Paycheck
This means that you have a sideways trajectory in life. You're making good money, but none of it seems to go towards building a better life and future. You deserve better.
70% Of Americans Will Not Reach Freedom
You have a dream life in mind, but make no mistake about it, there will be a point in which it becomes out of reach. The longer you wait, the sooner you'll miss your chance to build the freedom you've always wanted.
70% of Americans Have NO Financial Plan
These statistics are not a coincidence - we call it the "70% Rule." Without a plan, you're just winging it. Building your dream life requires more. So why put it off any longer?
70% of Americans Are Living Paycheck-to-Paycheck
This means that you have a sideways trajectory in life. You are one emergency or missed paycheck away from losing it all. Your family deserve better.
70% Of Americans Will Not Be Able To Retire
You have a dream life in mind, but make no mistake about it, there will be a point in which it becomes out of reach. The longer you wait, the sooner you'll miss your chance to build the future you've always dreamed of.
70% of Americans Refuse To Use A Budget
These statistics are not a coincidence - we call it the "70% Rule." Without a budget, you're just winging it. Building your family's dream life requires more. So why let money limit you and your family?
You Could Be Saving $1,000's Every Single Month Without Earning A Penny More
When my family and I first started our personal finance journey, we were broke and buried in debt.
But, after years and years of trial and error, I was finally able to crack the code!
By simplifying money management into 4 Simple Steps,
building custom-tailored tools and resources to help effectively apply these steps,
even identifying the key mindsets and inner principles required for following through on this life changing strategy,
it became clear that the key factor to changing my trajectory was learning how to maximize my cash flow.
Once I had it nailed down, it only took 3 years to be able to climb out of our financial hole!
And in only 3 years after that, we were able to cross a multiple 6-figure net worth.
It was incredible. But more importantly, I could sleep soundly at night.
My wife and I stopped arguing about money. We now knew how to set and crush goals together!
Life was no longer about getting by. We were finally FREE to begin living it to the fullest!
Along the way, I began teaching others this same system to see if I could get them these same results...
I was blown away!
100% of my students optimized their cash flow in only a few months. And the average increase across all of them was over $1,000! 🤯
Imagine how it would feel to be able to save an extra $10,000 to put towards your goals every year.
I knew what I had was powerful, and I wanted to reach as many people as possible with it.
I built an entire coaching ecosystem and continued teaching more and more people.
I had to come up with a way to deliver this powerful program in such a way that anyone could get started and begin seeing these same results!
That is when I decided to turn my entire coaching program into a single, powerful Masterclass for only $24!
And the best part, I have eliminated your final obstacle for getting the help and results you need by guaranteeing them!
That's right, if you don't begin saving at least $500/month within 90 days, I will give you a 100% refund!
And for a limited time, I am also offering a BONUS 1:1 Financial Game Plan Call to go over your situation and goals, identify the main problems holding you back, deliver some key mindset shifts and strategies to help you overcome those problems, and design a personalized financial game plan to ensure you get off to a strong start.
Take advantage of my years of struggle, even more years of developing this system, and begin seeing real results in your life today!
Imagine how it would feel to have an extra $500, $1,000, even $2,000 MORE to put towards your goals EVERY MONTH...
A Program You Can Feel Confident In Achieving Real Results With - Or Your Money Back!
I'm serious! If you don't master your money and begin saving at least $500/month within 90 days, I'll give you a 100% refund!
I am so confident in this system that I will take ALL of the risk so that NONE is on you.
My Proven 4-Step Cash Flow System
This Simple System WILL Help You Master Your Money And Begin A Life Of Freedom
Step 1
Get Organized!
Where Are You Now?
We are going to put everything about your finances on a single, easy-to-read page so that you know exactly what's going on at all times!
Step 2
Collect Data!
Where Are You Currently Headed?
We are going to collect data on your spending habits so that you know exactly where every penny is going each month!
Step 3
Make A Plan!
Where Do You Want To Be?
We are going to use this organization and collected data to build you a plan that puts you on a strong trajectory towards your next goal!
Step 4
Stick To The Plan!
Take One Step At A Time!
We are going to discuss key mindsets and inner principles needed to ensure that you stick to this plan month after month, year after year!
After Teaching This System For Years, I Decided To Put It Into A Masterclass That Is Simple, Accessible, And Affordable For All
☑️ Instant access to all of my exclusive training laying out my unique and powerful strategy
☑️ Access it anywhere from your phone, tablet, or desktop
☑️ Work through it anytime and on your own pace - there's no rush!
☑️ All the tools and resources I have created to apply everything in these trainings
☑️ 100% Money Back Guarantee that you WILL master your money in 90 days!
Everything You Need To Finally Master Your Money And Create A Life Of Freedom!
Purchase The System ➡️ Complete The Call & Training ➡️ Crush Your Next Goal
"No Dollar Amount I Would Not Spend To Be Part Of This Program!"
"Saved $2,000 In Just 3 Months! Could Not Have Done It On My Own!"
Metanoia's Take-Control Masterclass
$1,200 Value
☑️ 21-video course on how to apply our 4-Step System
☑️ Comment sections throughout for questions and support
☑️ Coaching email sequence to make sure you're on track
☑️ Assessments to test your knowledge to ensure you're learning
FOR A LIMITED TIME ONLY UNTIL SEATS FILL UP...
1:1 Personalized Financial Game Plan Coaching Call
$500 VALUE
☑️ Identify Main Problem Areas That Are Holding Your Back
☑️ Discover Mindset Shifts & Strategies To Get Off To A Strong Start
☑️ Work Together To Build You A Personalized Financial Game Plan
☑️ Plenty Of Q/A Time To Ask All The Questions You Would Like
PLUS THESE ADDITIONAL BONUSES WHEN YOU SIGN UP TODAY!
The Powerful Metanoia Budget
$200 Value
☑️ Lifetime Access To Future Updates
☑️ Fully Automated - No Math Required
☑️ Complete Video Training & Guidance
☑️ Flexible & Customizable To Meet Your Needs
Welcome To Metanoia Intro Course
$300 VALUE
☑️ Access To Our Private Community inc. Live Q/A's w/ Coach Fern
☑️ Intro To Metanoia, Coach Fern, and our 4-Step System
☑️ How To Become Debt Free Without Sacrificing Your Life Training
☑️ Goal Calculator, Vacation Planner, Debt Calculator, and more!
How Much Longer Will You Let Money Master YOU?
Everything Valued At Over $2,000...
For Just $24!
And If You Don't Begin Saving At Least An Extra $500/Month Within 90 Days - I'll Give You A 100% Refund!
Includes Entire Masterclass and ALL Bonuses!
SINGLE ONE-TIME PAYMENT! NO RECURRING FEES OR HIDDEN CHARGES
Change The Trajectory Of Your Life And Start Building Freedom Today!
The ONLY Online Financial Coaching Course That I Know Of To Offer A 100% Money Back Guarantee To Ensure Results
Don't be mistaken by the crazy good price of this offer - this is my entire 4-Step Money Management System and a comprehensive 1:1 coaching call!
I know I can help you take full control of your money and begin seeing real results, and I’m willing to put my money where my mouth is.
I guarantee if you follow the instructions and implement everything I teach in this program, you’ll begin saving at least $500/month within 90 days, or I’ll personally refund your purchase.
Of course, we’re aiming far higher than $500/month (my average student breaks $1,000/month), but I want to do as much as possible so signing up is a complete no brainer.
My hope with this crazy offer is that you'll be blown away by the value and will consider working with me more closely to help you maximize and execute your plan. I want to be your coach, and I am willing to do what it takes to gain your trust.
Putting This Off Could Cost You...A LOT!
One of our students put off this program for 2 years!
After finally experiencing these incredible results for himself, he had to go back and see what putting this off cost him...
The answer blew him away...
He calculated that, based on the increase in his monthly savings, it cost him over $50,000 because he didn't start right away! Wow! 🤯
This member is not alone either...
Another student admitted that he had a decent savings account when he first heard of my program.
His shame surrounding his finances kept him from reaching out and getting the help he knew he needed.
It wasn't until his savings account hit $0 that he finally reached out, in even more shame, of course...
Here's what I don't want for you...
I don't want you to lose the opportunity of TIME by putting this off any longer!
The time to commit to this change is NOW!
Not tomorrow...Not later...Not one day...
TODAY!
Frequently Asked Questions
How long before I can see results?
This program is broken into 3 parts. The first 30 days is for completing the Masterclass and finalizing your budget and plan. The next 30 days is for practicing everything you've learned. The final 30 days is for executing and seeing serious results.
Mastering your finances is not an overnight process, but many of our members have seen results as fast as their first month. However, I guarantee that if you stick to this program and execute everything being taught, you WILL see results in under 90 days - or I'll give you a 100% refund!
How does your money back guarantee work?
If you go through our program, complete all the training, meet all qualifying criteria, and don't begin saving at least $500/month within 90 days, I will give you a full refund. Simple as that!
I've tried budgeting apps before, how will this be different?
First off, we use our own, carefully designed spreadsheet. I may be a little biased, but research has shown that people are more successful with spreadsheets than apps.
Secondly, and most importantly, the real key to success behind this program is the system itself. This is not just going to organize your numbers - it's going to show you WHAT to do with them in order to maximize your cash flow. Additionally, it's a step by step, month by month system to follow that never leaves you wondering, "Okay, now what?"...like every budgeting app I've used.
Unfortunately, as cool as budgeting apps may be, you are left on your own with a rigid software that you must fit your life to. Personally, I didn't like that. That is why I created my own flexible and customizable budget template, so I, and now our many students and members, can fit their budget to their life!
Is this course overwhelming?
Not at all! I understand that personal finances may be daunting to those who are starting out or are, perhaps, in a tough spot. This program was designed with what's called a drip feature. You cannot move on to future lessons until we have established a full understanding and implementation of the current one. Small, simple steps will go a long way in your journey.
How is all of this worth over $2,000?
Very simple: direct financial return on investment (ROI).
Unlike many online programs, my program's result is directly more money in your pocket. Typically, anything that gives this as a direct result, especially a guaranteed result, is worth A LOT!
In our case study, our students were able to increase their monthly savings by an average of over $1,000. Meaning, after a few months of working to get to this point, they increased their annual savings by over $10,000!
If you ask me, $2,000 might be a bit of a low estimate.
